Author(s) :   Manju Katarya

Abstract : Financial inclusion, a critical component of economic development, aims to provide accessible and affordable financial services to all segments of society. This study investigates the perceptions of equitability and affordability of banking services among rural residents in four districts of Haryana, India. A quantitative approach is employed, with data collected from 400 participants randomly selected from the specified districts. Structured questionnaires are used to gather information on perceptions of banking services' equitability and affordability. The findings reveal insights into the challenges and opportunities related to financial inclusion in rural areas, shedding light on the effectiveness of existing banking services in catering to the needs of low-income individuals. The study contributes to the ongoing discourse on financial inclusion and informs policymakers and practitioners about potential areas for improvement in enhancing banking services' accessibility and inclusivity.

Keywords:Financial inclusion, rural banking, equitability, affordability etc.

DOI : https://doi.org/10.61161/ijarcsms.v7i3.1

Pages : 132-136

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