Author(s) :   Ankita Mehra¹, Dr. Archana Singhal²

Abstract : The landscape of startup financing has undergone a significant transformation in the digital era. Traditional funding methods such as venture capital and bank loans are being complemented—and in some cases, replaced—by innovative digital financing options, including crowdfunding, peer-to-peer lending, and blockchain-based solutions. This paper explores the evolution of startup financing, examining emerging digital tools, their opportunities, challenges, and impact on the startup ecosystem. The research aims to bridge the gap in understanding how digitalization is reshaping funding mechanisms, highlighting both the benefits and risks involved.

Keywords: Startup financing, Digitalization, Crowdfunding, Blockchain, Peer-to-peer lending, Venture capital, Digital transformation.

DOI : 10.61161/ijarcsms.v13i5.1

Pages : 01-09

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