Author(s) :   Dr. Devender Singh¹, Dr. Tirth Raj Sharma²

Abstract : Artificial Intelligence (AI) is transforming the financial services sector by enhancing efficiency, improving customer experience, mitigating risks, and driving innovation. This paper explores emerging AI applications within financial services and fintech, with a focus on algorithmic trading, fraud detection, credit scoring, robo-advisors, and regulatory compliance. Through a review of recent research and industry practices, the paper highlights how AI is enabling data-driven decision-making while also presenting challenges in terms of explainability, bias, and regulation.

DOI: 10.61161/ijarcsms.v13i12.2

Pages : 11-14

*Authors are invited to submit papers through E-mail at editor.ijarcsms@gmail.com